TJX Credit Card

TJ Maxx, one of the TJX Companies’ leading apparel and homeware retailers in the United States, is well known to bargain hunters and fashionistas across the country. This chain of stores prides itself on offering its customers quality branded products at prices 20-60% less than what they would pay at other department stores.


If you are aTjx Credit Card Shoppers, you can use the Tj Maxx Pay Bill for shopping at Tjx Credit Card, Marshalls, HomeGoods, Sierra Trading Post, and Homesense – all Tjx Credit Card brands. Benefits include online and in-store discounts, reward vouchers, and special shopping events.

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How To Register For Tjx Reward Card Online Account?

If you have recently received your TJX credit card, you will need to create an online account to control all credit card-related services. The following are the steps to create an account online.

Step 1 – Access the Tjx Credit Card Enrollment Portal. (

Step 2 – Find and click the “Connection” button.

Step 3 – Enter your rewards card number in the first field and your zip code in the second field.

Step 4 –  Click the “Next” button below the box.

Step 5 – To create your username and password, follow the remaining instructions on the screen.

TJX Login Instructions

You can access your Tjx Credit Card Payment account online by following these simple steps.


Step 1: Go to Synchrony’s credit card management page. If you don’t know the Login Portal URL, open a new tab in your browser and simply copy and paste “” or into the address bar and press Enter.

Step 2: Before you start filling in your login details now, keep in mind that your Tjx Credit Card credentials may not need to match your credentials. If you’ve set up alternate credentials and can’t remember them, see our section How to Recover a Forgotten TJX Credit Card ID or Password.

Step 3: Now paste your User ID in the first field. Your User ID must be entered correctly because it is case-sensitive.

Step 4: Now paste your password in the second field.

Step 5: If you are using your personal system/device, check the “Remember User ID” box. This step speeds up the future login process.

Step 6: Now click on the “Secure Connection” button.

How To Retrieve Online Account User ID And Password?

Don’t worry if you can’t remember your credentials. Obtaining your credentials is very easy, just prepare your reward card and personal information and follow the steps below.

Step 1: Access the Tjx Credit Card Rewards Enrollment Portal. (

Step 2: Click the Find User ID link under the Secure Login button. Go to step 5 for the password.

Step 3: Enter your reward card number and zip code in the first and second fields respectively.

Step 4: Click the “Find User ID” link in the zip code field. Follow the remaining onscreen instructions to retrieve your User ID.


Step 5: Click the “Reset Password” link under the “Secure Login” button when you are in the Tjx Credit Card Management Portal.

Step 6: Enter your User ID and Zip Code in the space provided and click the “Next” button.

Step 7: Complete the remaining process and create a new password when prompted and log back into your account.

Activate The Tjx Credit Card Payment

Before you can access, manage and complete a TJMaxxCreditCard order, you must first activate your account. This is a universal requirement for all TJMaxxcreditcard holders.

There are two methods to activate your TJMaxxCreditCard:

  • By activation on the Internet.
  • By activating it through phone numbers.
  • If you prefer the first method of activation, go to the Tjx Credit Card Payment Activation at
  • Activate your TJMAXX Credit Card Login Rewards Mastercard online by clicking “Activate my TJMAXX Credit Card Login Rewards Mastercard”.
  • Enter all required data such as credit card numbers, security code, and the last four digits of your SSN number in the field provided.
  • Once all the data has been entered, select the “Activate my card” menu.
  • At this point, your credit card is already activated and you can freely access your credit card account online.

Ways For Tjx Card Bill Payment

Many users wonder if they can use reward points to pay their credit card bills. Please be aware that you may not be able to use your reward points to pay your bills. Here are the best ways to easily pay your Tjx Credit Card account.


  • Using your online account – Log into your Tjx Credit Card online account (At described above. Go to the Tjmaxx Credit Card Payment section to view and pay your current invoice.
  • Over the phone: You can use the automated system to pay your credit card bill for free or with the help of a live agent for a nominal fee. The TJMaxx Credit Card Login Rewards Card phone number is 1-800-952-6133.
  • Payment by mail: prepare your Tjmaxx Credit Card Payment, write your account number on the check/money order for your convenience, and mail it to the address below.
  • In-store: If you have any problems using the forms above, please contact customer service at your nearest Synchrony Bank branch or call the TJX Maxx customer service number.

Applying For The T.J.Maxx Card

You can redeem a Tjx Credit Card reward at any Tjx Credit Card store. You will be guided through the process by a customer service representative.

You can also apply online at the Tjmaxx Credit Card Payment Both apps require you to provide your name, address, phone number, email address, social security number, and annual income. Unfortunately, you cannot apply for the card over the phone.

Once approved, you can manage your credit card account online. You will receive monthly bank statements and you can choose whether you want them on paper or electronically. You can pay your bill through your account online, by mail, or, over the phone. TJMaxx Credit Card Login does not have an in-store Tjmaxx Credit Card Payment option.

About TJX

If you’re considering the Tjx Credit Card to boost your credit, consider a secure card like the Discover Tjmaxx Credit Card Payment Secure. With a secure card, you pay a deposit equal to your credit limit. Deposit a minimum of $200 with the Discover it Secured Credit Card, and deposit up to $2,500 if approved.

While an initial deposit may seem high, there is no annual fee with this card. Your account will also be evaluated after seven months to determine if you are eligible to switch to an unsecured card and receive a refund of your deposit.


Additionally, you’ll earn 2% cashback on gas and restaurant purchases, up to $1,000 in combined purchases each quarter, then 1%. All other purchases receive a 1% discount. Discover also reconciles any bonus cash back rewards you earn at the end of your first year. While the initial outlay for a secure card is higher, it offers a greater range of purchasing power than the TJX credit card.

When you use the TJX credit card, you can save a lot at TJMaxx Credit Card Login, Marshalls, HomeGoods, and Sierra stores, but not much else. Most consumers would benefit from cashback credit cards like the Chase Freedom FlexSM or the Citi Double Cash Card: 18 Month BT Offer when making purchases outside of these stores. Even the 10% discount you get on your first TJMaxx Credit Card Login purchase through your TJX credit card is not as good as the bonuses you may qualify for through other rewards cards.

Keep in mind that you can always buy more than one credit card. You can purchase the TJX credit card and use it as a second card in your wallet. Use it whenever you shop at TJMaxxCreditCard brand stores and use a different credit card for your other daily needs. This is the ideal configuration. The main disadvantage of opening two credit cards is that it can negatively affect your credit score.

Common Questions

What is the minimum credit score required for a TJMaxx Credit Card?

A TJMaxx Credit Card Login requires a credit score of 620 or higher. For those with a credit score of 670 and above, one of the better discount cards Chase Freedom Flex might be a better option. With no annual fee, the benefits you get when you shop at T.J. Maxx would be much more flexible and potentially more rewarding.

Can I get my TJMaxx in other stores or online?

Your TJX Rewards credit card is a loyalty card available only at Tj Maxx Pay Bill and at partner stores like Marshalls and HomeGoods. If you qualify for the Platinum Mastercard from TJMaxx Rewards, you can shop online anywhere Mastercard is accepted. You can also connect this Mastercard to shopping apps like Rakuten to earn points for the same transactions across multiple platforms.

What is the procedure for reporting a lost TJX credit card?

Tjx Credit Card Login can be reported lost by contacting customer service at (866) 419-4096. An alternative card will be sent to you in place of your canceled card.

Activating your replacement Tjx Credit Card Login is necessary before you can use it to make a purchase. If you have recurring charges with the old TJX credit card, make sure to update these accounts with the new card’s information.

You will not be liable for unauthorized purchases made with your TJX credit card while it is away. If you find a charge on your account that you do not recognize, you should always report the theft to the issuer immediately.

How can I check the status of my TJX Credit Card order?

You can check the status of your Tjx Credit Card Login order by calling (800) 952-6133. You must provide your 9-digit social security number or application reference number.

If your request is denied, there is one more thing you can do. Call (800) 952-6133 to speak with a representative and request a reconsideration. Even though there is no guarantee it will work, it can’t hurt to try.

If the issuer’s decision about your decline remains unchanged, you can still apply for a secure card, which gives you a better chance of approval. You can check out our latest editors’ picks for the best secure credit cards to find the one that fits your needs. Alternatively, you might consider becoming an authorized user on someone else’s account. This way you can build your bankroll and ask for better cards in the future.

Official NameTJX Credit Card
Portal TypeLogin
ServicesCredit Card

Bottom Line

You should take a look at any of the TJX Rewards cards if you shop regularly at the Tjx Credit Card family of stores. With both cards, you earn five points for every dollar spent at a Tjx Credit Card store every day of the year, which is a rarity among rewards cards. However, please note that your rewards cannot be converted to cash. So if you don’t visit TJX stores often, you may end up with unused rewards or unredeemed points.

Finally, there’s no escaping the massive APR associated with the two Tjx Credit Card. When choosing a Tjx Credit Card, make sure you are ready to pay off your balance each month on time to avoid high-interest rates. Otherwise, the exorbitant interest rate can quickly outweigh your rewards (and then some).

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